33CARS

Finding the Right First Car

Affordable, reliable and no panic buying. Your first car doesn't need luxury – just dependability.

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What really matters for a first car

Low insurance costs

As a new driver you pay more for insurance. Smaller engines (65–90 hp) have lower insurance groups = cheaper premiums.

Reliability and simple servicing

A proven model with simple tech is much cheaper to maintain than a complex car. Research known weak points beforehand.

Depreciation already absorbed

New cars lose up to 20% in year one. With a 2–3 year old used car that hit is already taken. You buy mobility without depreciation risk.

Know the real total costs

Purchase price + tax + insurance + fuel + servicing. Rule of thumb: €200–350/month for a budget small car.

Typical models in this category

Prices and specs are indicative values. Check current offers with a dealer.

Nothing fits? The advisor finds your model.

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Common Questions

New or used as a first car?
A well-kept used car is usually the better choice: lower price, depreciation already absorbed. Watch for: under 80,000 km, full service history, no accident damage.
How much power does a first car need?
65–90 hp is plenty for city driving and occasional motorway. Benefit: lower insurance group, less fuel. More power isn't needed as a new driver.
Which brands are recommended for a first car?
Dacia Sandero: cheapest new car, low running costs. VW Polo, Skoda Fabia: solid, good parts availability. Toyota Yaris: very reliable, slightly pricier. All are good first cars depending on budget.
Which insurance for a first car?
At minimum: third-party liability (required). Recommended: partial cover (theft, glass, animal collision). Comprehensive for new cars. Compare quotes – the differences are huge.